Business Information
I have over 15 years of experience in mortgage lending and over 20 in the industry. I graduated from Eastern Kentucky University with a BA in Business Management and HR Emphasis. I am an avid Tennessee Volunteers fan, and in my spare time, I love watching anything Vols. I also enjoy spending time with my wife and two children and supporting them in their athletic endeavors.

Opening Times
Mon-Fri 8am-5pm, Sat-Sun Closed

Email Addresses
ricky.totten@syb.com

Additional Phone Numbers

Mobile

(502) 994-5053

Products:
Right at Home (No down payment and No MI), Conventional, FHA Loans, Veterans Affair (VA) Loans, Rural Housing (RHS) Loans, Jumbo Loans, Bridge Loans, Lot Loans, Construction Loans. Construction-to-Permanent Loans, Construction-to-Permanent for Manufactured Home Loans, 61 Month ARM Loans, Kentucky Housing Corporation (KHC), Kentucky Homebuyer Tax Credit (Mortgage Credit Certificate), Indiana Housing & Community Development Authority (IHCDA), Ohio Housing Finance Agency (OHFA)

Services:
Mortgage Pre-qualifications, Mortgage loans for primary or secondary residences, Mortgage loans for investment property, Refinance of a primary or secondary residence, Refinance of an investment property, Low or no down payment home purchase programs, Homebuyer Workshops, Full-service bank

Brands:
Stock Yards Bank & Trust

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