Business Information
Family has always been at the heart of my journey. As the first-born of Puerto Rican parents, I learned early on the importance of responsibility and care. When my younger sister passed away earlier this year without insurance coverage, my family had to gather funds for her final arrangements. That experience reminded me how essential life and final expense insurance is—not just for financial protection, but for peace of mind during life's most difficult moments.

With a Bachelor of Science in Health Administration and years of experience in the insurance field, I am passionate about helping families prepare for the unexpected. My mission is simple: to guide income earners in protecting their loved ones, securing their assets, and ensuring that when the time comes, their family can focus on love and remembrance rather than financial strain.

I believe in planning ahead, protecting what matters most, and creating ease of mind for you and those you care about.

**"Protection today, peace of mind tomorrow."

Email Addresses
btorres@healthmarkets.com

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